Fact: you may be eligible for cash benefits when you become unemployed. Amount: 149,760 to 575,550 yen if you’re under the age of 30 and 149,760 to 852,000 yen if you’re between the ages of 30 and 45. Conclusion: not a bad compensation considering you’re not working.
The primary purpose of employment insurance (雇用保険) isn’t to ensure that you’re employed at all times (wouldn’t that be nice) but to provide you cash benefits while you’re unemployed to alleviate financial hardship. So, when you become unemployed and meet certain conditions, you’re eligible to claim cash benefits.
The first of those conditions is that you’ve been covered by employment insurance (被保険者であったこと) for more than 6 months during the past year until you became unemployed. Most legitimate employers are registered with employment insurance so you’d be covered in most cases. The 6 months doesn’t have to be on a continual basis with the same employer. It can be collective (通算) from more than one employer (for example, 2 months from employer A and 4 months from employer B).
The second condition is that you’re not just bumming out. Public Employment Security Office (PESO) (公共職業安定所), government agency in charge of employment insurance, want to see that you have the will and the ability work (労働の意思及び能力). You can prove so by showing them that you’ve been to a few job interviews or by other means that shows you’re trying to find a job.
Now, the juice. For those under the age of 30, the minimum amount is 149,760 yen and the maximum amount is 575,550 yen. For those between the ages of 30 and 45 and that have worked more than 10 years for an employer registered with employment insurance, the minimum is 149,760 yen and the maximum is 852,000 yen. Where you fall within these ranges depends on how much you’ve been earning in you recent job. But best of all, these benefits are tax free!
Note Because claiming benefits under employment insurance is complex and detailed, it is advisable to consult a Certified Social Insurance and Labor Consultant before taking any action that may affect you. Feel free to contact me at email@example.com for referral to your local Certified Social Insurance and Labor consultant.
Thinking about working in Japan? Preparing to move overseas almost becomes a full-time job in the final weeks of your departure. Many people quit their jobs weeks before so they can devote their time to preparation. But what about your health insurance? Short-term health insurance plans are a great solution. ↓
Below are links to Certified Social Insurance and Labor Consultants providing services in English. Also below are useful links related to working in Japan and links to women balancing career and personal happiness. WJA realizes and promotes women's increasing value in the labor market.